Free checking is available to all eligible members. No maintenance fees, no required minimum balance. We know you like your money and we aren't going to charge you to use it.

Popular services available to Checking account holders include:

MasterCard Debit Cards
Debit Card Roundup
Convenient ATM network
Checks from Main Street - View their full catalogue here or click the following link to reorder.
Overdraft protection from Savings or a Line of Credit
Free Online Banking

Reminder: All members of the credit union are required to also have a Savings account. If you have any questions about opening a Checking account please contact us.


Your deposits are federally insured through the National Credit Union Association (NCUA) in the National Credit Union Share Insurance Fund (NCUSIF). The fund is backed with the full faith and credit of the United States Government up to $250,000 per member account. The NCUSIF is one of the most strongly capitalized funds in the country and is funded only by credit unions for credit unions.

Visit Sallie Mae's website to learn more about financing your education.

Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2020
Vermillion Federal Credit Union

Equal Housing Lender icon NCUA icon
Apple App Store button Google Play button