All memberships at Vermillion FCU come with a Savings account; $15 is required at all times, this is your share of ownership in the credit union. All of our accounts are insured for up to $250,000 by NCUA and carry no monthly maintenance fees. Savings accounts with a balance of over $50 will generate interest.

You also have the option to set up Sub Savings accounts. With a Sub Savings you are able to set aside money for a specific purpose and name the account as you please (Vacation Fund, Emergencies, New Furniture, Etc.). There is no required balance or monthly maintenance fees on Sub Savings accounts.

Automatically build your savings

We offer ways for you to automatically build your Savings. You can have an Automatic Funds Transfer (AFT) in place to move money into your savings from a different account in regular intervals (weekly, bi-weekly, monthly, etc.). Or if you have a direct deposit with us we can have a portion of each deposit go directly to your Savings. You can setup an AFT in your Online Banking, or if you want a direct deposit distribution please contact us.

If you have a Checking account with a MasterCard Debit Card you can enroll in Debit Card Roundup. With this service each transaction on  your debit card is rounded up to the next dollar with the change placed into your Savings account.


Your deposits are federally insured through the National Credit Union Association (NCUA) in the National Credit Union Share Insurance Fund (NCUSIF). The fund is backed with the full faith and credit of the United States Government up to $250,000 per member account. The NCUSIF is one of the most strongly capitalized funds in the country and is funded only by credit unions for credit unions.

Visit Sallie Mae's website to learn more about financing your education.

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Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.
Sat: 9 a.m. to 12 noon

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

After Hours Card Issues:
(501) 246-8497

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2023
Vermillion Federal Credit Union

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