Free Annual Credit Report

Each of the three major credit reporting companies are required by federal law to provide you with a free copy of your credit report each year. Monitoring your credit report can help you prevent fraud and understand factors which impact your credit score. However, there are now many companies which offer "Free" credit monitoring but end up charging steep monthly fees after an initial trial period. There's currently only one website, www.annualcreditreport.com, officially authorized to provide your free annual credit report.

The link below will bring to a Consumer Financial Protection Bureau page with more information about the program.