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Reward Points

Member Rewards Points Program

 

We're always looking for new ways to reward our member-owners for being loyal, active members of their credit union. Now you can earn prizes, waive fees, and even receive lower interest rates and higher deposit rates just for using the services you already appreciate!

Points accumulate in your account each month and never expire. You can log in to online banking to see how many you’ve received and how you earned them. If you’re interested, you can also see ways that you could earn even more!

You’ll earn points for such things as: more than 10 years of membership, a term share investment (CD), a sub savings account, balances over $1,000, a loan, using your credit card or debit card, active online banking, enrolling in E-Statements, E-Notices, Bill Pay, mobile text banking, mobile web banking, having a valid email address on file, automatic payroll or ACH deposits of at least $1,000, and payments made by AFT or ACH. You will lose points if you have a negative balance, a delinquent loan of 30 days or more, or a wrong address.

 

Here’s a list of our current Reward Points Prizes:

 

Prizes

Points Needed

Postage Stamp

65

Webcam Cover (Green Frog)

150

Coin Pouch

200

Four Counter Checks

200

Money Order

300

Notebook w/pen

450

Blinking Light Clip

500

Mini Piggy Bank

550

Zippered Money Bag

750

Bamboo Backscratcher

750

Free Card Replacement

1000

Waive Late Loan Payment Fee

1000

Ceramic Coffee Cup

2000

Elevated Phone Stand

2500

Long Sleeve Black Shirt

2500

Free Box of Checks

2500

Waive Wire Transfer Fee

3000

Waive Stop Pay Fee

3000

Waive NSF/Non-Return Fee

3000

0.25% Off Loan Rate

5000

0.25% Above CD Rate

5000

0.375% Off Loan Rate

7500

0.375% Above CD Rate

7500

0.50% Off Loan Rate

10000

0.50% Above CD Rate

10000

0.75% Off Loan Rate

15000

0.75% Above CD Rate

15000

1.00% Off Loan Rate

25000

1.00% Above CD Rate

25000

 

*Please be advised that prizes are subject to availability and that we reserve the right to change this list without notice.

 

 


Visit Sallie Mae's website to learn more about financing your education.

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Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.
Sat: 9 a.m. to 12 noon

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

After Hours Card Issues:
(501) 246-8497

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2023
Vermillion Federal Credit Union

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