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Home Loans

Home Equity - Have equity in your home that you would like to use? Apply for a Home Equity Loan! Please note, the property must be within 250 miles of the credit union.

Home Improvement - Want to do some work around the house but aren't quite sure how you are going to pay for it? Apply for a Home Improvement Loan! We are able to lend up to 100% of the cost of the improvements.

Click here to apply.

Home Purchases & Refinancing - We partner with CU Mortgage Direct, LLC out of Sioux Falls. CU Mortgage Direct, LLC partners with 15+ South Dakota Credit Unions and they are now servicing Conventional Loans. All loan decisions are made locally in their Sioux Falls office. Meet with one of their Mortgage Loan Originators to receive the same Credit Union service you've come to expect. Keep your money local! 


Visit Sallie Mae's website to learn more about financing your education.

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Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.
Sat: 9 a.m. to 12 noon

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

After Hours Card Issues:
(501) 246-8497

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2023
Vermillion Federal Credit Union

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