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Loan Rates

We are able to offer low interest rates through our member ownership and non-profit status and each loan is serviced by the friendly staff on site at Vermillion FCU. 

If you have any questions about our loan products, please give us a call or click here to submit a question online. We look forward to serving your borrowing needs!

Apply online or return a paper application to us. 

Rates may increase or decrease from base rate based on applicant's credit and/or equity.

*APR is annual percentage rate
ALL loans subject to eligibility requirements and credit approval.
ALL rates are subject to change without notice, please contact the Loan Department for current rates.
NO penalty for paying ahead or paying our loans off early.

Visit Sallie Mae's website to learn more about financing your education.

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Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.
Sat: 9 a.m. to 12 noon

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

After Hours Card Issues:
(501) 246-8497

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2024
Vermillion Federal Credit Union

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