Loan Rates
Most banks won't publish their loan interest rates online. We're not a bank. We are able to offer low interest rates through our member ownership and non-profit status, and each loan is serviced by the friendly staff on site at Vermillion FCU.
Below are base rates for our most popular loan products. If you have any questions about these loan products, or are interested in something you don't see, please give us a call or click here to submit a question online. We look forward to serving your borrowing needs!
Apply online or return a paper application to us.
Rates may increase or decrease from base rate based on applicant's credit and/or equity.
| Auto Loans |
| Year Range |
% APR* |
Terms |
| 2020 - 2023 |
6.25 |
Up to 72 months |
| 2020 - 2023 |
5.50 |
Up to 60 months |
| 2020 - 2023 |
5.25 |
Up to 48 months |
| 2016 - 2019 |
6.50 |
Up to 60 months |
| 2016 - 2019 |
5.75 |
Up to 48 months |
| 2011 - 2015 |
7.50 |
Up to 60 months |
| 2011 - 2015 |
6.75 |
Up to 48 months |
| 2001 - 2010 |
7.75 |
Up to 48 months |
| 1990 - 2000 |
8.75 |
Up to 24 months |
* APR is annual percentage rate
ALL loans subject to eligibility requirements and credit approval.
ALL rates are subject to change without notice, please contact the Loan Department for current rates.
NO penalty for paying ahead or paying our loans off early.
