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Overdraft Protection

We offer Line of Credit (LOC) loans to our members. If you have a LOC and overdraft your checking account we will borrow against your LOC and you avoid the overdraft fee. Or if you are in a tight spot and need quick cash you are able to borrow against your LOC. Please contact us if you would like to apply for a LOC loan.

Overdraft Protection
% APR* Terms
18.00 Revolving line of credit


Visit Sallie Mae's website to learn more about financing your education.

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Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.
Sat: 9 a.m. to 12 noon

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

After Hours Card Issues:
(501) 246-8497

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2023
Vermillion Federal Credit Union

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