Personal Loans

In a bind and need cash? We offer Signature Loans to help you with debt consolidation, unexpected expenses, and much more!

Home Improvement Loan Special!

Our Board of Directors have approved a personal loan special just in time for Spring home improvement projects. Borrow up to $20,000 for up to 24 months for as low as 5% APR with only a $20 application fee. Eligibility based on credit score criteria. Certain restrictions apply. Call today and see if you qualify!

Signature Loans
% APR* Terms
9.00 Up to 36 months
12.00 Over 36 months

Click here to apply.

Credit Building Loans

If you are looking to build or improve your credit we are able to help with our Credit Building Loans. This type of loan will hold the loan proceeds in your savings account until you have made all the payments on the loan as agreed. Then you will have the proceeds available to you. Our Credit Building Loans report to all three major credit bureaus as a normal installment loan thus building your credit history. Please contact us if you are interested.

Student Loans by Sallie Mae

Visit Sallie Mae's website to learn more about financing your education.


Visit Sallie Mae's website to learn more about financing your education.

Auto Link Car Buying Service

Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.
Sat: 9 a.m. to 12 noon

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

After Hours Card Issues:
(866) 664-9364

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2021
Vermillion Federal Credit Union

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