Why Join VFCU?

Vermillion FCU is a member owned, not-for-profit financial institution. Everyone who holds an account with us is part-owner of the credit union, and all profits are returned to you in the form of lower fees and better rates on loans and CDs. Wouldn't you rather bank where you own the place?

Popular products and services:

Free Savings Accounts
Free Checking Accounts
MasterCard ATM/Debit Cards
It's Me 247 Online Banking
Vermillion FCU Mobile App
Mobile Check Deposit
Online Bill Pay
Great Loan Rates
Convenient ATM Locations

Opening an account is easy. All you need to bring is $16 and a valid government-issued photo ID. There is a $1 fee to open an account, and $15 has to remain in Savings as your share of ownership (you get this back if you close your account). It is free to add a checking account and there is no required minimum balance at any time.

Membership is open to anyone who lives, works, attends school, or worships in Clay County, SD, Dixon County, NE, and most of Union County, SD. Eligibility also extends to direct family of those who currently hold, or are eligible for, membership.

If you have questions or would like a credit union representative to contact you please use the contact form below:

Name: * 
Phone or Email: * 
Comments: * 

Visit Sallie Mae's website to learn more about financing your education.

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Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.
Sat: 9 a.m. to 12 noon

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

After Hours Card Issues:
(501) 246-8497

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2023
Vermillion Federal Credit Union

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