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Spring 2023 Newsletter

Thursday, March 16, 2023
Click below to see what's new at Vermillion FCU:

Spring 2023

Annual Meeting 2023

Wednesday, March 15, 2023

Vermillion Federal Credit Union’s Annual Meeting will be held at the Main Street Center, 320 W Main St., Vermillion, SD on Wednesday, April 19, 2023, at 4 p.m. A vote will be taken on the merger.

American Income Life Mailing

Tuesday, September 20, 2022

Did you know that Vermillion FCU is partnered with American Income Life? AIL will be sending out mailers to our members but you can also visit the website below and use access code SGJ2O to learn more.

Spring 2022 Newsletter

Wednesday, March 30, 2022

The Spring 2022 newsletter is here! Click below to see what's new at Vermillion FCU:

Spring 2022

Boost your savings with Debit Card Roundup!

Wednesday, November 10, 2021

Vermillion FCU's Debit Card Roundup rounds each of your debit card purchases up to the next dollar and places that change into your Savings account. It might seem like just pocket change, but you'll be surprised how quickly it can add up to something significant!

To enroll just do one of the following:

**For security purposes, please do not send us an email containing your account number. Email is susceptible to being compromised.**

Debit Card Roundup is a great way to help boost your Savings, whether you are looking to build an emergency fund or want to reward yourself once it reaches a certain amount. You'll never notice that change is missing from your Checking, so why not sign up today?

Debit Card Roundup FAQ

COVID-19 related updates

Friday, October 1, 2021

COVID-19 related updates



We greatly appreciate your compliance with the following guidelines:

  • Do not visit the credit union if you have a fever, are feeling unwell, or have recently had a close contact test positive for Covid-19.


  • Open Monday-Friday, 9AM-5PM, and Saturday mornings from 9AM to NOON
  • Face masks are no longer required, but are available upon request.


  • Open normal hours
  • Vehicle and pedestrian traffic is welcome.


Click here to learn about our wide range of remote banking options



Advance Child Tax Credit FAQ

Monday, June 21, 2021

The American Rescue Plan Act of 2021 made some significant but temporary changes to the Child Tax Credit. If you're a parent with a child under the age of 18, the amount you are eligible to receive from this credit is likely to increase and you could begin to see monthly deposits of several hundred dollars into your account starting in mid-July.

To learn more, click on the link below for answers to frequently asked questions about these changes.

KOFE Newsletter child tax credit.pdf

Payroll Protection Program

Wednesday, May 5, 2021

IMPORTANT UPDATE: As of May 5th, 2021 all remaining PPP loan funds have been exhausted and the current application period has been closed.


If you are a small business owner, sole proprietor, independent contractor, or self-employed individual and haven't looked into the SBA's Payroll Protection Program - you certainly should!

This generous federal stimulus program provides 2.5 months of payroll costs to small businesses in the form of a 100% forgivable SBA guaranteed loan. Self-employed individuals are considered "employees" of their businesses and may use their business' annual gross income as their "payroll costs" for the year.

You can access a top-line overview of the program here:

The following link will take you to the current application form:


We’ve helped dozens of local small businesses and self-employed individuals get their share of the nearly $800 billion which have been allocated for this program. Give us a call if you have questions or are interested in applying and we’ll be happy to help walk you through the process.

If you want to read more, there are FAQs and lots more information available at the link below:

The application period for this round of funding ends on May 31st or when the funding runs out – so don’t delay, apply today!

Banking from home

Monday, February 1, 2021

Alternatives to Lobby Business

Vermillion Federal Credit Union is all about community. We love to visit with our members whenever they stop by the branch. However, as you are surely aware, coronavirus has arrived in South Dakota and guidance from the CDC suggests social distancing is the most effective way individuals can help limit the impact of COVID-19.

Your credit union has long-established and robust plans in place to ensure your accounts remain secure and accessible during even very severe disasters and pandemics. To assist you in developing your own plans about how to limit face-to-face interactions when conducting routine banking activities, we've put together this brief list of remote alternatives to common lobby business and teller transactions.


· Check deposits – Use Remote Deposit Capture (deposits processed at 10AM and 4PM, Mon-Fri), or mail checks to us with deposit instructions

· Cash deposits – Deposit in night drop with deposit instructions

· Payroll depositsRemote Deposit Capture, or set up direct deposit via ACH



· Cash withdrawals – ATMs (no-fee ATM locations), or get cashback w/ purchase

· Money orders – These can be mailed to member address on file

· Counter checks/ boxes of checks – Can be mailed



· Applications – Apply via Online Banking, our Mobile App, or website

· Loan payments – Mail a check, use night drop, or transfer from VFCU checking or savings (via Online Banking, Mobile App, or phone call)



· Form signing – Fax, mail, or secure email


Account activity

· Account balances – Online Banking, Mobile App, or phone call during business hours

· Account activity – Online Banking, Mobile App, or phone call during business hours (printouts can be mailed)



· Card issues – Phone call to office or our after-hours card number (866-664-9364)

· Prepaid card reloads – Phone call during business hours


If any of these options are unfamiliar to you, you can find more information about all of them on our website or by giving us a call here at the branch at (605) 677-5214.

$50 for 50 Community Appreciation Gifts

Monday, July 20, 2020

During the Covid-19 crisis many unsung heroes have gone the extra mile to keep our community functioning. Police, healthcare workers, teachers, grocery store employees, restaurant workers, and many others have had to find new ways to provide their essential services safely. This process has been exhausting and stressful. We know we can't thank everyone who deserves our gratitude, but we set aside $2,500 to allow us to give fifty of these individuals $50 each as a token of our appreciation.

We asked our community to nominate individuals and organizations whose diligence and hard work during these difficult times deserves recognition. By the time the nomination period closed on June 26th we'd received dozens of heartfelt stories of gratitude and admiration. It was hard to narrow the list down to just fifty gift recipients. In the end, we all agreed that the giveaway provided a wonderful opportunity to take a break from the frustration and worry of the Covid-19 crisis. It was welcome relief to focus on giving thanks to all those who work hard to keep us happy, healthy, and safe. Whenever we finally get to the end of this pandemic, it will be thanks to the selfless, cooperative spirit of community members like these.

Visit our Facebook page at to see photos of all the gift recipients and read excerpts from their nominations!

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Visit Sallie Mae's website to learn more about financing your education.

Auto Link Car Buying Service

Drive-up Hours

Mon - Thurs: 8 a.m. to 5 p.m.
Fri: 8 a.m. to 5:30 p.m.
Sat: 9 a.m. to 12 noon

Lobby Hours

Mon - Fri: 9 a.m. to 5 p.m.
Sat: 9 a.m. to 12 noon

105 East Cherry Street
Vermillion, SD 57069

Tel: (605) 677-5214
Fax: (605) 677-5449

After Hours Card Issues:
(501) 246-8497

This Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2024
Vermillion Federal Credit Union

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